Capital simulation tools in educational and financial institutions

Cruz Páez, Fabio Orlando Y Calderón, Odair Triana (2025) Capital simulation tools in educational and financial institutions. Tendencias, 26 (1). pp. 165-190. ISSN 01248693

Text 9257-Article Text-42617-1-10-20241228.pdf Download (277kB)

Resumen

Introduction: This research article explores the perception of the need to manage a simulation software or tool that allows for the improvement of skills in planning and decision-making from a financial management perspective. Objective: The main goal is to analyze the importance of financial simulation applications that professionals learn to use to improve personal and business finances. Methodology: The research was of a mixed type and approach, with a quasi-experimental design, a descriptive, cross-sectional, and field study scope, and the Delphi method was used. Results: The findings were established through the applied instrument, which was a structured interview with 25 financial experts based on two theoretical variables: the first is software application, and the second is management. Although some applications are used, experts tend to create their own tools to contribute to effective decision-making from basic to advanced levels. Conclusions: Based on this, it is concluded that decision-making by professionals, with or without postgraduate studies, is deeply influenced by their expertise and the effective handling and analysis of results obtained from free software, Excel add-ons, and paid applications, both at the personal and business levels.

Tipo de Elemento:	Artículo
Palabras Clave:	software application; credit; financing; management; investment
Asunto:	Ciencias Sociales > HB Economic Theory Ciencias Sociales > HC Economic History and Conditions
Division:	Revistas > Tendencias
Depósito de Usuario:	FACEA Fac. de Ciencias Econ. y Aministrativas
Fecha Deposito:	04 Jul 2025 22:26
Ultima Modificación:	04 Jul 2025 22:26
URI:	http://sired.udenar.edu.co/id/eprint/15739

Ver Elemento